XRP’s designed for speed and low-cost transactions, not as a scarce "store of value" like BTC. Banks or payment processors using it don’t need to hoard it; they just cycle it through for cross-border transfers. More adoption could mean higher transaction volume, sure, but that doesn’t inherently jack up demand to hold XRP long-term—think of it as a tool, not a treasure. Plus, with Ripple sitting on over 40 billion XRP (nearly half the supply), they can drip it into circulation to keep costs low for their partners, suppressing any wild price spikes. So, you could have every bank on Earth using XRP, and it might still sit at a buck or two—utility doesn’t always mean moon Lambos!
